Responsibilities
- Actively identify credit risks and recommend strategies to mitigate settlement risks.
- Prioritize new license applications to support the client’s Asia Pacific growth strategy, with a strong focus on South Asia markets.
- Lead and develop new credit risk solutions as the payments landscape shifts toward more complex business models.
- Partner proactively with business teams to address credit risks associated with emerging Fintech players, especially those with limited capitalization.
- Manage the Asia Pacific collateral portfolio, including overseeing the Collateral Manager to ensure timely renewals and accurate reporting.
- Identify key risks arising from new payment flows and propose enhanced collateral options to mitigate these exposures.
- Deliver training, strategic guidance, and recommendations to empower Account Executives with predefined collateral strategies.
- Contribute to the client’s key market initiatives (e.g., local collateral solutions in Bangladesh), ensuring robust processes for credit due diligence and ongoing monitoring.
- Provide proactive insights and scenario modeling to effectively manage settlement risks across the AP portfolio.
- Initiate ideas to automate and enhance risk management tools, ensuring effective monitoring and timely response to market changes.
- Drive process efficiencies and support key project initiatives led by the Global CSR team.
- Ensure adherence to Credit Risk Policies and Procedures when evaluating new clients and renewing existing ones.
- Coordinate global monthly, quarterly, and ad-hoc dashboards and management reports.
- Support cross-functional collaboration by offering sound credit-related advice and perspectives.
- Lead complex projects and meetings, deliver presentations, and engage effectively with senior management at both the client and external partners.
- Bachelor’s degree in Finance or equivalent; strong knowledge of financial institutions, corporates, and fintechs. MBA or CFA preferred.
- Minimum 10+ years of relevant experience, including at least 5 years managing collateral portfolios and analyzing banks, non-bank financial institutions, corporates, or fintechs in the Asia Pacific region.
- Experience interpreting and managing quantitative credit rating models (Banks and Corporates).
- Strong ability to analyze large datasets and present clear, data-driven conclusions to senior management for key credit decisions.
- Sharp attention to detail with the ability to identify irregular financial trends during data analytics.
- Excellent verbal and written communication skills, with the ability to present concise recommendations to leadership.
- Knowledge of the payment industry is an advantage.
- Proficiency in MS Office.
- Strong organizational skills with the ability to manage competing deadlines in a fast-paced environment.
How to Apply: Interested applicants, please click on the “Apply Now” to submit your updated resume.
Please note: Due to the anticipated high volume of applications, only shortlisted candidates will be contacted. All information provided will be treated with strict confidentiality and used solely for recruitment purposes.
Cheah Wei Ee
Team Lead - Contracting
EA Personnel No: R23114782
Peoplebank Singapore Pte Ltd | EA Licence No: 08C5248